Seeing someone face-to-face doesn’t automatically make an ID trustworthy. Counterfeits, altered fields, and screen replays are showing up at signing tables, doorsteps, counters, and home appointments. For notaries, fast document checks prevent deed fraud and invalid signings. For deliveries, they stop underage or wrong-recipient handoffs and reduce chargebacks. For frontline workers at counters and stores, […]
Decentralized Identity & Consent in Healthcare: From Portals to Patient-Controlled Credentials
Healthcare runs on trust – but today trust is mediated by passwords, paper forms, and siloed databases. Decentralized identity (DID) offers a better model: portable, cryptographically verifiable credentials that people control and can use anywhere, with only the minimum data disclosed. It’s a shift from institution-owned profiles to user-owned credentials, verified in seconds and reusable […]
Stop Asking for Selfies and ID Emails: Why Manual ID Checks Fail (and What to Do Instead)
If your team still asks customers, patients, or students to email or upload photos of an ID and a selfie for a human to eyeball – this post is for you. It feels simple. It’s familiar. But it’s also fragile, expensive, and increasingly dangerous in a world of AI-generated media and industrialized fraud. Below is […]
Fighting Chargeback Fraud: Why Identity Verification Is Your Best Defense
Chargeback fraud – also known as “friendly fraud” – is a growing and costly issue for service-based businesses. It occurs when a customer disputes a legitimate transaction, falsely claiming it was unauthorized or unsatisfactory, often with the intent of getting services for free. For companies operating online or over the phone, this kind of fraud […]
Deepfake Fraud in 2025: The Trends Every Business Needs to Know
Generative AI has made it cheap and fast to fake a face, a voice, and even an entire identity. Financial regulators have already seen the shift: beginning in 2023 and through 2024, U.S. banks reported a rise in suspicious activity tied to deepfake media used to defeat onboarding and authentication controls. The five biggest deepfake […]
The “Ghost Student” Problem
Ghost students – synthetic identities that slip through online admissions and financial-aid workflows – are siphoning funds, triggering audits, and eroding trust. This piece unpacks how deepfakes and flimsy selfie checks let fraudsters pass, then lays out a front-door defense: document authentication plus biometric liveness before enrollment or disbursement. You’ll learn practical steps to protect Title IV dollars without slowing real students – and how VerifiNow plugs into your SIS and aid systems to make it seamless.