Watch on YouTube: https://www.youtube.com/watch?v=AJhghXYnehI “Ghost students” are no longer a fringe problem. They’re a fast-scaling form of identity-based fraud that targets online enrollment workflows – especially at open-admissions institutions – and drains time, resources, and financial aid dollars meant for real learners. (Denver 7 Colorado News (KMGH)) VerifiNow recently spoke with Denver7 Investigates about what […]
The “Ghost Student” Problem
Ghost students – synthetic identities that slip through online admissions and financial-aid workflows – are siphoning funds, triggering audits, and eroding trust. This piece unpacks how deepfakes and flimsy selfie checks let fraudsters pass, then lays out a front-door defense: document authentication plus biometric liveness before enrollment or disbursement. You’ll learn practical steps to protect Title IV dollars without slowing real students – and how VerifiNow plugs into your SIS and aid systems to make it seamless.
DEA extends telemedicine prescribing flexibilities to 2026 – what it means for virtual care (and why ID verification matters)
The short version: the DEA and HHS have issued a fourth temporary extension of COVID-era telemedicine flexibilities for prescribing controlled medications. It takes effect January 1, 2026 and runs through December 31, 2026. During this window, DEA-registered clinicians may continue to prescribe Schedule II–V medications via audio-video telemedicine without a prior in-person exam, as long […]
Passive vs. Active Authentication: Why Passive Wins on UX (and Still Raises the Bar on Security)
Active authentication interrupts people with extra steps – one-time passcodes, knowledge questions, or challenge-response prompts that force users to stop what they’re doing. Passive authentication verifies identity in the background while users continue their task, using biometrics and passive liveness to maintain trust without the friction. The result is a faster, more natural experience. VerifiNow […]
Agentic AI Is Supercharging Identity Fraud – And Your Data Is in Its Crosshairs
Agentic AI – systems that can plan, take actions across tools, and adapt in real time – isn’t just accelerating productivity. It’s also lowering the skill and time needed to commit identity-based attacks that end in data breaches. When a synthetic “customer,” “patient,” or “student” can open accounts, reset passwords, or talk its way past […]
Why Instant, In-Person ID Document Verification Matters
Seeing someone face-to-face doesn’t automatically make an ID trustworthy. Counterfeits, altered fields, and screen replays are showing up at signing tables, doorsteps, counters, and home appointments. For notaries, fast document checks prevent deed fraud and invalid signings. For deliveries, they stop underage or wrong-recipient handoffs and reduce chargebacks. For frontline workers at counters and stores, […]
Decentralized Identity & Consent in Healthcare: From Portals to Patient-Controlled Credentials
Healthcare runs on trust – but today trust is mediated by passwords, paper forms, and siloed databases. Decentralized identity (DID) offers a better model: portable, cryptographically verifiable credentials that people control and can use anywhere, with only the minimum data disclosed. It’s a shift from institution-owned profiles to user-owned credentials, verified in seconds and reusable […]
Stop Asking for Selfies and ID Emails: Why Manual ID Checks Fail (and What to Do Instead)
If your team still asks customers, patients, or students to email or upload photos of an ID and a selfie for a human to eyeball – this post is for you. It feels simple. It’s familiar. But it’s also fragile, expensive, and increasingly dangerous in a world of AI-generated media and industrialized fraud. Below is […]
Fighting Chargeback Fraud: Why Identity Verification Is Your Best Defense
Chargeback fraud – also known as “friendly fraud” – is a growing and costly issue for service-based businesses. It occurs when a customer disputes a legitimate transaction, falsely claiming it was unauthorized or unsatisfactory, often with the intent of getting services for free. For companies operating online or over the phone, this kind of fraud […]
